Centralization – the OraSYS L&L integrated financial information system is built on a centralized principle, which allows its easy management, access rights to functions and data and facilitated improvement and modification of the system's operation when necessary. The centralized principle of the system reduces equipment requirements on site and allows flexible and easy management of the hierarchical structure of the non–bank financial institution. Additionally, the need for dedicated field staff is reduced, as the operations performed to service the system (start, end of day, interest, backup, etc.) are performed solely at the central office of the non–bank financial institution. The level of operational security of the non–banking financial institution's information system is enhanced because the system's centralized server is complete with reliable devices to ensure the operability of the hardware, and the OraSYS L&L Client applications in use at the field locations do not store operational data, and in the event of a power outage or communication link failure, the system is protected from data loss.

Flexibility – The OraSYS L&L system consists of specialized modules with integration tools according to user needs, allowing easy and quick transformation or expansion of the financial services offered by the non–bank financial institution. The OraSYS L&L system is built on a modular principle that allows for easier management of the system functions used and improved investment planning. If necessary, any new module can be easily added to the information system at any time, while maintaining the common processing logic and uniform data management. Each installed module can be used by all users in the non–bank financial institution's system, and responsible staff in the non–bank financial institution's central management can manage individual or group access to the modules' functions and data. Employees from the divisions of the non–banking financial institution responsible for the relevant sectors within the division are able to analyse through the module's reporting functions the activities of their structure (within the company's division), which increases the ability to control and evaluate each specific activity. The modular design principle of the system facilitates the integration (through the development of appropriate data interfaces) of the OraSYS L&L system with other systems operating in the non–bank financial institution.

 Integrity – OraSYS L&L offers unity between systems across all divisions and units of the non–bank financial institution, avoiding multiple data entry. The software reduces the possibility of inaccuracies, miscalculations, and erroneous accounting transactions through a standardized operating and accounting methodology that the non–bank financial institution's management forces users to follow.

The OraSYS L&L system, regardless of the modular construction principle, is an integrated system. The integrated principle is implemented with common procedures for all modules: service procedures (start and end of day, archiving, revaluation, etc.), common parameters (exchange rates, interest rates, etc.) and common data registers into which data from the modules are integrated. The integrated data of the system allow a comprehensive assessment and analysis of the activity of the non–bank financial institution through the separate analytical level, even though the data are created and processed through different modules of the system. The ability to analyse activity parameters in aggregate increases the efficiency and competitiveness of the operational management of the non–bank financial institution.

Security – The OraSYS L&L system has a sophisticated security system that defines the individual and group rights of each user in the non–bank financial institution's system. Restrictions can be easily changed and controlled by information system managers.

Log file – The system's logical architecture, built on the basis of input/output queues, not only significantly reduces hardware requirements, but also provides a natural mechanism by which any action or operation allowed to the user is recorded in a complete log of requests sent to the system, which can be easily monitored preventively or subsequently. A similar log is maintained for responses to queries sent, including information extracted from the database when a request is made to produce a reference form.

Individuality – The OraSYS L&L system, despite its universal architecture, contains all the individual features, requirements and advantages of financial technology implemented in a non–bank financial institution. The fact that the SYS Consulting Ltd. team has worked successfully with various banks and non–bank financial institutions for many years and knows the nature of a significant number of individual financial information technologies, allows us to quickly and successfully incorporate the specifics of a particular methodology into an OraSYS L&L system. The presence of the aforementioned specific features in the OraSYS L&L system and the possibility of continuous improvement of the system by the developers, defines the proposed system as a custom–made system for the non–bank financial institution.

Accessibility – OraSYS L&L is based on affordable system technologies, which ensures cross–platform portability, application scalability, and ease of compatibility and operation. A key requirement when building complex information solutions is the ability to use the data stored in a particular system with the tools of other information systems or standard data analysis tools. In this aspect, the OraSYS L&L system is characterised by a high degree of openness to other systems. The OraSYS L&L system is built with the RDBMS Oracle tools and has all standard data access capabilities. The means of access can be standard report generators (e.g. Crystal Reports, Oracle Reports) or any other information system with standard RDBMS Oracle data access capability (ODBC or API). In order to use OraSYS L&L data through other systems, appropriate permissions must be defined in advance (by the non–bank financial institution's system administrator) through the financial information system security system.